Medicare Supplement Solutions

Low Medicare Supplemnt Rates Compared To High Medigap Rates

2012-01-31T16:29:31+00:00

Some people often wonder why there can be such a dramatic difference in Medicare supplement rates from one company to another for the exact same policy. There can be many reasons for this, and the most significant reason is due to the claims experience that an insurance company receives. When an insurance company has to pay a claim, it reduces the amount of money they have in reserves, therefore depleting their cash. In order to keep a healthy amount of capital and continue to strive as a business, they will need to collect additional revenue—therefore they increase the policyholder’s rate that they pay…

Medicare Supplemental Rates Are Getting Very Competitive

2012-01-25T21:07:00+00:00

Medicare Supplemental Insurance companies are starting to get very competitive on their Medicare Supplement Rates. Primarily because of the intense competition within the market. Senior citizens are aging into the Medicare market and are needing supplemental insurance to cover the gaps left by Medicare. The current boomer generation is one of the largest population shifts within the U.S. and this demographic will need many services tailored to their needs…

Why Medicare Supplemental Plan G Is Best Medigap Plan Value

2012-01-20T18:20:03+00:00

Most senior citizens on Medicare often have difficulty choosing the Medicare Supplement Plan with the best value. We believe Medicare Supplement Plan G offers the best value when compared with any of the 10 Medicare Supplement Plans that are currently offered. When you are going on Medicare for the first time—often upon reaching the age of 65—you will quickly learn that you need to purchase Medicare Supplemental Insurance…

Why Medicare Supplemental Insurance Is The Most Stable Option

2012-01-12T00:00:48+00:00

Medicare Supplemental Insurance is the most stable insurance plan for senior citizens. Due to the ever-changing economy and budget crisis, finding a supplemental Medicare insurance plan and secure Medigap insurance company to work with is extremely important. When you turn 65 years old, and go on Medicare, you will need to purchase some type of insurance plan to supplement Medicare. The reason why is because Medicare only covers a “portion” of healthcare expenses, without a Medicare Supplemental Insurance Plan, much of the burden is left on you…

Medicare Supplemental Quotes - Tips On How To Compare & Save!

2012-01-06T23:13:19+00:00

Medicare Supplemental Quotes can be easy, yet troubling to obtain if you do not know the proper place to start looking. One of the best things to understand about Medigap quotes are that they are all priced substantially different—for the exact same coverage. Many senior citizens on Medicare often forget that Medicare Supplement Plans (Med Supp Plans) are standardized by Medicare, meaning that coverage is the same, regardless of which carrier (insurance company) you choose…

Medicare Supplement Rates - Why Some Companies Increase So Much

2012-01-06T00:13:59+00:00

Medicare Supplement Rates are very competitive these days. Many Medicare Supplement Insurance companies are vying for business, and will do almost anything go have the lowest Medigap insurance rates. One thing you must watch out for, however, is that many insurance companies can have “fake” low rates. What we mean by this, is that some companies start out by offering very low Medicare Supplement Rates, then increase their rates very often, and by a high percentage, quickly becoming very expensive…

Medicare Supplement Quotes - Why You Need Them To Save Money

2012-01-04T00:19:55+00:00

Getting Medicare Supplement Quotes is a great way to save money on your Medicare Supplemental Insurance Plan. The fundamental reason why, is because all Medicare Supplement Companies are required by law to offer the exact same coverage. The Centers for Medicare & Medicaid Services (CMS) is responsible for designing the structure and coverage for all Medicare Supplement Plans…

Advice To People Considering Changing Medicare Supplement Plans

2011-11-30T21:58:11+00:00

I am going to share a article-like transcript of a recent phone conversation I had with someone I spoke with who was interested in getting a new Medicare Supplement Plan to save some money. He was referred to me by one of my existing clients, in which I will call “John Doe” to conceal his identity. I will refer to the man he referred to me as “Jack Smith” to conceal his identity as well…

Lipitor Drug For High Cholesterol Now Turns Generic Today!

2011-11-30T21:24:33+00:00

Many, many senior citizens nationwide are on the prescription medication called Lipitor. This drug has been used by millions of people nationwide to help cholesterol problems. Previously, Lipitor was only available as a brand name medication which cost much higher than generic versions like other medications had available…

Medicare Part B Premium In 2012 & Medicare Part B Deductible Lowered

2011-11-01T20:44:20+00:00

The Medicare Part B Premium for 2012 has been lowered. Finally some change to help senior citizens. In 2011, the standard Medicare Part B premium was $115.40 per month. Although, individuals who started on Medicare earlier than 2011 might have been paying less (probably about $96.50). This change will save many senior citizens about $15.50 per month from the 2011 Part B Premium Rates…