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2014 Medicare Part B Premium, Deductibles & Co-Pays

The premium for Medicare Part B, as well as the Medicare Part A and B deductibles, and co-insurance has changed slightly for 2014. These changes should not impact most seniors much as they are minimal adjustments as compared with 2013. For 2014 the Medicare Part B premium has actually remained completely unchanged and is still $104.90 per month. Compare Medicare supplement rates plans here!

Many seniors have been worried the past several months of what effect Obamacare (Affordable Care Act) will have on the standard Medicare costs. Some have even claimed that costs would go up over 50-100% over last year. We have recommended clients to remain calm, as many of the things they read in the daily news are just speculation--and do not have anything to do with the reality.

Below is a chart of the overall changes to the different aspects of Medicare:

Feature 2013 Amount 2014 Amount
Part A Inpatient Deductible $1,184.00 $1,216.00

Hospital Co-Insurance

  • Days 61-90
  • Days 91 - 150 (Reserve Days)

$296.00
$592.00

$304.00
$608.00

Skilled Nursing Facility Co-Insurance

  • Days 21-100
$148.00 $152.00
Part B Deductible (Physician Services & Supplies) $147.00 $147.00

 

If you compare these increases with the annual Social Security Cost-of-Living Adjustment (COLA) you can see that these are relatively modest rate increases, especially as compared with the expectation that many seniors had approaching the beginning of year 2014.

As you can tell, all of these costs are expenses that you have to pay out of pocket even if you have Medicare coverage. It is in your best interest to purchase a 2014 Medicare Supplement Plan. You can also compare Free Medicare Supplement quotes on our website.

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